Serving You with Seamless and Transparent Benefit Transfers

What is Aadhaar Payment Bridge System (APBS)?

The Aadhaar Payment Bridge System (APBS) is an electronic platform developed by the National Payments Corporation of India (NPCI) to facilitate the direct transfer of subsidies and welfare benefits from government schemes into a customer's Aadhaar-linked bank account. This system is designed to improve transparency, reduce intermediaries, and eliminate fraudulent payments.

What is Direct Benefit Transfer (DBT)?

Direct Benefit Transfer (DBT) is a Government of India initiative where subsidies and financial benefits such as pensions, scholarships, MGNREGA wages, LPG subsidies, and others are transferred directly into beneficiaries’ Aadhaar-linked bank accounts.

The DBT system ensures:

• Faster delivery of benefits

• Reduced fraud and duplication

• Minimum delays and leakages

Role of Our Bank

The Gurgaon Central Cooperative Bank Ltd plays a vital role in enabling and supporting APBS and DBT services for its customers. We ensure secure and timely benefit transfers to your Aadhaar-linked bank accounts.

Our support includes:

• Linking your Aadhaar number to your bank account

• Verifying and updating details on the NPCI mapper

• Enabling enrollment for various DBT government schemes

• Providing status updates and alerts for credited benefits

• Helping resolve issues related to failed or rejected transactions

How to Link Aadhaar with Your Bank Account

To receive government benefits under the DBT system, your Aadhaar must be linked to your bank account.

Steps to link Aadhaar:

1. Visit your nearest branch of The Gurgaon Central Cooperative Bank Ltd

2. Fill out the Aadhaar linking request/KYC update form

3. Submit a self-attested copy of your Aadhaar card

4. Confirmation will be sent to your registered mobile number once linked

5. Your details will be updated in the NPCI Mapper for DBT eligibility

Benefits of APBS and DBT

• No need to visit government offices repeatedly

• Direct and timely credit of welfare payments

• Secure, traceable, and transparent process

• No duplication of benefits

• Continue receiving benefits even after changing your bank branch

Important Guidelines for Customers

• Only one Aadhaar-linked bank account can be used to receive DBT benefits

• Always ensure your mobile number is updated in the bank’s records

• Check Aadhaar linkage and NPCI status by visiting your branch

• Approach your home branch in case of delays, rejections, or grievance redressal

Contact Us

For any assistance regarding Aadhaar linking or Direct Benefit Transfer services, please contact us at:

The Gurgaon Central Cooperative Bank Ltd

Visit Home Branch
Website: www.cbgurgaon.com

Helpful Resources

• UIDAI Aadhaar Services: https://uidai.gov.in

• NPCI – APBS Information: https://www.npci.org.in

• DBT Bharat Portal: https://dbtbharat.gov.in